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Foreclosure and filing for bankruptcy

If you own a house and are facing foreclosure, a number of concerns may be going through your head at this very moment. For example, you may be worried about losing your family's home or unsure of what your different options may be. At Cuevas, Garcia & Torres, P.A., our law firm is all too familiar with the multitude of complications that entire families may face when they find themselves in the middle of foreclosures in Miami-Dade, and all other regions of Florida.

When handling a foreclosure, it is pivotal for you to examine the individual characteristics of your circumstances and your finances. A foreclosure could affect you financially in a myriad of ways and, depending on your situation, bankruptcy may be an ideal solution. By filing for bankruptcy, you may be able to delay or even stop your foreclosure.

However, there are a number of decisions you may have to make if you decide to move forward with a bankruptcy filing. For example, you may have to assess the differences between Chapter 7 and Chapter 13. Having said that, you should make sure that bankruptcy is the appropriate way to handle the difficulties you are facing before filing a petition.

If you are able to address your foreclosure properly, you may be able to enjoy a variety of perks, from protecting your family's home to having more peace of mind. On our real estate law page, you can access even more information on some of the challenges that are associated with foreclosure.

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