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Threat of foreclosure does not necessarily lead to home loss

You may be one of many Florida residents who are currently having a tough time regarding your finances. Perhaps you lost a job or someone in your household has experienced a medical situation that requires surgery or treatments you weren't expecting, thus prompting expenses you are unprepared to meet. When financial situations get out of hand, homeowners often face a threat of foreclosure.

Owning a home or business can be a rewarding, yet challenging, experience. You may be well in the black some years and barely staying afloat in others. When trouble hits, how well you understand your options may be key to rectifying your situation.

The good news is that most financial crises are not permanent, especially if you execute a debt relief plan and take steps to get things back on track. The thought of losing your home or business may be quite upsetting, but you may be able to stop the foreclosure process by filing for bankruptcy. There are numerous types of bankruptcy, and you must fulfill eligibility requirements.

At Cuevas, Garcia & Torres, P.A., our legal team is fully equipped to address all aspects of foreclosure and other Florida real estate law issues. If you have have questions regarding whether or not you may be able to keep your home or save your business from going under, you can request a meeting with an experienced attorney who can assess your situation and provide guidance and support. Being proactive is often best during financial crises, and by exploring your options then exercising the one that is most viable, you may be able to wipe the slate clean and start afresh.

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