You may be one of many Florida homeowners who are currently at risk for losing their homes due to financial crises. It is understandable that threat of foreclosure might make you feel a sense of panic and also tempt to you grab hold of any apparent option presented to you in the hope of saving your home. The problem is that there are many scammers who are not only aware that such situations often cause people stress but they know how to trick people into thinking they are legitimate companies who can help.
While it is a good idea to contact your lender to request alternate payment plans to avoid foreclosure, it is never a good idea to allow someone who has randomly called you by phone to supposedly negotiate with your lender on your behalf. This is a common ploy that scammers use. They also offer fake legal help and try to get people to sign false rescue documents.
If a company wants you to send a mortgage payment to an address that is not associated directly with your loan provider, it is a sign that those with whom you are dealing might be committing fraud. Another red flag would be someone proposing help who is asking you for personal identification information, such as your Social Security number. It is helpful to remember that there are numerous debt relief options that automatically stop foreclosure, such as certain types of bankruptcy.
Cuevas, Garcia & Torres, P.A., has ample experience in providing foreclosure support to Florida homeowners. Our attorneys are fully prepared to help you explore any and all options available for overcoming even the most complex financial crisis situations. The good news is that most financial problems are temporary, and a strong support team can help you obtain debt relief and lay the groundwork for a stronger financial future.